HVAC financing in Toronto and the GTA through Financeit. Spread the cost of a new boiler, heat pump, furnace or air conditioner over affordable monthly payments instead of paying the full price upfront. Apply online, and we schedule your installation once you are approved.
- ✓ Pre-qualify online in seconds; pre-qualification won't affect your credit score
- ✓ 0% APR for 3 months or 9.99% over 60 months, through Financeit
- ✓ Finance $1,000 to $100,000, with no obligation to accept
- ✓ Open loan: pay it off anytime with no prepayment penalty
- ✓ Combine with heat pump rebates on eligible systems
- ✓ Installed prices published on every product page, so you know the amount before you apply
- ✓ TSSA-certified, licensed and insured technicians
Opens Financeit's secure application in a new tab.
🧾 How HVAC Financing Works
1. Get your quote
We confirm the right system for your home and give you a clear written price, with standard installation included.
2. Apply with Financeit
Pre-qualify online in seconds through our Financeit link; it won't affect your credit score. Choose 0% for 3 months or 9.99% over 60 months.
3. We install, you pay monthly
Once approved, we schedule your installation. You make simple monthly payments to Financeit.
Financing is provided by Financeit and is subject to credit approval. Your interest rate, term and payment are set out in your Financeit loan agreement.
Financing Options & Example Payments
0% APR for 3 months
Pay your installed price over 3 months with no interest. Example: $9,000 = 3 payments of $3,000.
9.99% for 60 months
Amortization from 1 to 20 years. Open loan: pay it off anytime with no penalty. Example: $10,000 over 5 years = about $212 a month.
Finance any amount from $1,000 to $100,000. On the 9.99% plan you choose your amortization, from 1 to 20 years: a longer amortization means a lower monthly payment. It is an open loan, so you can pay it off anytime with no prepayment penalty.
Example payments if you pay it off over 5 years (60-month term and amortization):
| Amount financed | Monthly payment | Term | APR | Total cost of borrowing |
|---|---|---|---|---|
| $5,000 | $106.21 | 60 months | 9.99% | $1,372.60 |
| $10,000 | $212.42 | 60 months | 9.99% | $2,745.20 |
| $15,000 | $318.63 | 60 months | 9.99% | $4,117.80 |
| $20,000 | $424.84 | 60 months | 9.99% | $5,490.40 |
Examples assume the amount is fully repaid over 60 equal monthly payments at 9.99% APR with no fees. Rates and terms are offered by Financeit, subject to credit approval, and may change. Your exact APR, payment and total cost of borrowing are shown in your Financeit loan agreement before you sign.
What You Can Finance
Want to know the amount before you apply? See our Boiler Replacement Cost and Furnace & Heat Pump Replacement Cost guides.
♻️ Financing Plus Heat Pump Rebates
Eligible heat pump systems may qualify for rebates under Ontario's Home Renovation Savings Program. As a registered rebate contractor, we help you with the paperwork. Financing covers the upfront cost while your rebate is processed.
Why Choose Bison Air
- ✓ TSSA Certified HVAC Contractor
- ✓ Fully Licensed & Insured HVAC Technicians
- ✓ Registered HRSP Heat Pump Rebate Contractor
- ✓ Installed prices published on every product page
- ✓ Professional system design and equipment selection
- ✓ 1-year labour warranty on every installation
Related
- ✓ HVAC Installation Toronto
- ✓ Boiler Installation
- ✓ Heat Pump Installation
- ✓ Ductless Heat Pump Installation
- ✓ Furnace Installation
- ✓ Boiler Replacement Cost
- ✓ Heat Pump Rebates
- ✓ Contact Us
Areas We Serve
HVAC financing and installation throughout Toronto and the GTA:
Toronto · North York · Scarborough · Etobicoke · Vaughan · Markham · Richmond Hill · Aurora · Newmarket · East Gwillimbury · King City · Stouffville · Mississauga · Brampton · Oakville · Milton · Burlington · Barrie · Innisfil · Orillia · Bradford · Keswick · Ajax · Pickering · Whitby · Oshawa · Orangeville
💳 Ready to Spread the Cost?
Apply online with Financeit, or call us first and we will quote the right system for your home.
Apply for Financing Call 416-652-4323
or fill out our form for a free consultation · Serving Toronto & the GTA